You can actually speak with a lender at no upfront cost to you.

So you want to talk to a lender because you're interested in buying a house. Many people think that it costs money to talk to a lender for the first time. However, that is incorrect—speaking with a lender, or even a real estate agent, to get advice and information does not come with an upfront fee. Any costs happen at the end because it's a commission-based system. Be sure to use that benefit to your advantage as a buyer.

If you have any questions, don’t hesitate to reach out to me by phone or email. I look forward to hearing from you.