Selling your home to a relative might seem like the simplest solution—no listing photos, no open houses, and no strangers walking through your space. But even when family is involved, it’s still a legal and financial transaction. If you’re planning to sell your home to a relative in La Conner, it’s important to approach the process with clarity, care, and the right support.

At Team Kelli Lang, we specialize in helping sellers navigate family transactions with confidence and peace of mind. Here's what you need to know to protect your finances and your relationships.

1. Yes, You Can Sell to a Relative—But Do It the Right Way

Whether you’re selling to a child, sibling, cousin, or in-law, the sale must still follow Washington State real estate laws. That means:

• A legally binding purchase and sale agreement

• Full property disclosures (even with family)

• A formal closing process with title and escrow

💡 Tip: Treat it like any other home sale. It protects both parties and prevents misunderstandings down the line.

2. Setting the Right Price: Market Value or Family Discount?

One of the most common questions we hear is, “Can I give them a deal?” The answer is yes—but it’s not always that simple.

Options include:

• Selling at full market value

• Offering a below-market “family price”

• Gifting part of the home’s value

But beware: significant discounts may trigger gift tax implications. It’s smart to involve a CPA or estate planner if gifting is part of your plan. We also provide a free comparative market analysis so you both understand the true value of the home in La Conner.

3. Financing a Family Purchase: Mortgage or Owner-Carried Loan?

Your relative may use:

• A traditional mortgage (most common)

• Cash, if available

• A seller-financed agreement, where you become the lender

Each option has pros and cons. If you're acting as the lender, you'll need a promissory note, interest rate, and a schedule of payments. We work with trusted local lenders and attorneys to ensure everything is handled properly.

4. Keep Emotions and Expectations in Check

Even with love and good intentions, family sales can get tricky. Here’s how to protect your relationship:

• Put everything in writing

• Use third-party professionals (like our team) to keep it neutral

• Set clear expectations about timelines, financing, and responsibilities

💡 Family and finances don’t always mix well—but a well-managed home sale doesn’t have to cause tension.

5. Avoiding Surprises: Disclosures, Inspections & Repairs

Just like any buyer, your relative has the right to:

• Receive a Seller Disclosure Statement

• Conduct a home inspection

• Request repairs or credits (if negotiated)

Even if you’re offering a family discount, skipping these steps can create conflict—or worse, legal issues—after the sale.

6. Why La Conner Sellers Choose Team Kelli Lang for Family Sales

Whether you're passing your home to the next generation or helping a relative get their first start, Team Kelli Lang is here to guide you. We offer:

✅ A clear, neutral process that protects both parties

✅ Accurate pricing based on La Conner’s current market

✅ Trusted local connections for financing, legal, and tax advice

✅ A smooth, stress-free experience backed by years of local expertise

7. Selling to Family in La Conner? Let’s Do It the Right Way

You’re not just selling a property—you’re transferring part of your story. Let us help you honor that connection while making smart financial choices.

📞 Call Team Kelli Lang at 360-929-2217
💻 Email team@kellilang.com for your free home value estimate and family sale consultation

In La Conner, family matters. Trust the local team that treats your home—and your people—with care, clarity, and respect.